Topic 9: Online Shopping & Payment Safety

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Online Shopping & Payment Safety

Shopping scams are common: fake stores, fake delivery texts, and payment tricks. This topic helps you avoid losing money.

High-risk payment method
Bank transfer to a stranger is risky. Once sent, it’s difficult to recover.

How to shop safely

Safe shopping habits
  • Buy from reputable websites and verified sellers
  • Check reviews (not only on the site itself)
  • Be cautious with deals that are ‘too cheap’
  • Use card payment where possible (better protection than transfer)
  • Never share OTP, PIN, or full card details with strangers

Delivery scam signs

  • “Pay a small fee to reschedule delivery” from unknown sender
  • Link goes to a suspicious domain
  • Message creates urgency
Key takeaways
  • Fake stores and delivery scams target emotions and urgency
  • Verify the seller + domain before paying
  • Card payment is generally safer than bank transfer
  • Never share OTP or PIN